News and Resources

To assist advisers stay up to date with market and product news that might impact on your client portfolios, we are pleased to provide a range of different papers and presentations covering a wide variety of useful topics.

We will let you know when a new paper has been added to the site. We also encourage our members to send us papers that they believe will be of value to the AGBA network. Please get in touch if you have a paper you would like us to consider.

Please note these articles are available free of charge. For a more extensive library of resources, please consider registering as an AGBA member. More information regarding membership options can be found here. 

Revisiting the Asset Allocation Challenge Through a Behavioral Finance Lens

December 4 2017, Jean Brunel, CFA

Asset allocation decisions are important, but many investors find the process difficult to understand because it forces them into using a limited framework instead of...

MLC Investment insight - Keeping it ‘real’ in retirement planning: why returns above inflation matter

December 4 2017, Brian Parker CFA

Inflation is currently at very low levels in many countries, so it’s easy to be
complacent about it. But inflation is always a potential threat, and...

Aligning products and investments to investor goals

December 4 2017, EY

Product allocation is a financial planning method that advisors can
use to help investors find the most favorable mix of investment,
annuity and insurance products to meet...

How Goals-Based Differs From Investment-Centric Planning

December 4 2017, Michael Lonier

Most advisors are investment-centric. This means they're focused on growing your investments. This is not a bad thing, but it is not the only thing....

Psychological Influences on Investor Decisions

December 4 2017, Jean L.P. Brunel, CFA

Jean L.P. Brunel, CFA, discusses the inadequacy of current tools for optimizing private client portfolios, how to understand changing client needs and risk over a...

Goals Based Investing – What is it and what are some of the challenges?

December 4 2017, Rebecca Jacques

The profession of financial planning is one that is about helping people to achieve their financial or investment GOALS – as such it is arguable...

MLC Investments in depth - Will my portfolio give me an inflation plus return?

December 4 2017, Dr Susan Gosling

This paper examines how well diversified funds meet real, or purchasing power-related, investment objectives. Looking back at the past we can observe periods when returns...

Goals-Based Wealth Management in Practice

December 4 2017, Jean L.P. Brunel, CFA

Wealth management processes have not always been responsive to individual clients’ priorities and modes of thinking. A model is presented and evaluated that uses goals-based...

Managed accounts ideal for goals-based shift

November 27 2017, Sarah Kendell

Financial Observer's Sarah Kendell, on the back of our 2017 annual conference writes, "Managed accounts were an ideal vehicle for advice practices considering a shift...

The PI risks of goals-based advice

November 27 2017, Jamie Williamson

Jamie Williamson with the IFA, writes "financial advisers making the switch to goals-based advice must ensure they are adequately covered with professional indemnity insurance."
With reference...

‘Goals-based advice’ is not new

November 27 2017, Robert Coyte

Robert Coyte, chief executive of non-bank licensee Shartru Wealth, writes an interesting and balanced opinion piece discussing the rise of goals based advice. Stirring up...

Greater tech support needed for goals-based advice strategies

November 27 2017, Jamie Williamson

On the back of our recent conference, Jamie Williamson from Financial Standard reports that "despite growing popularity of the goals-based advice model, financial advisers are...

JavaScript not installed

This website uses JavaScript to improve the user experience. The web browser you are use does not have JavaScript installed or is outdated. For the best browsing experience please open the website in a modern web browser with JavaScript installed, such as Google Chrome, Mozilla FireFox or Safari.